Job Information
Opportunity Bank of Montana Mortgage Loan Officer- Billings in 1005 North 27th Street, Montana
Opportunity Bank of Montana offers excellent pay, great career paths, and one of the best benefit packages around. We cover the entire cost of health/dental for our regular employees working 20 hours or more a week in fact, about an additional $5/hour value by itself!
More importantly, our employees say our culture is what sets us apart. We are a company with incredibly positive workplaces. As we grow, we remain committed to supporting our Montana communities.
We are seeking a Mortgage Loan Officer to serve our Billings, Montana market. As a Mortgage Loan Officer, you will accept and analyze preliminary loan requests for all types of real estate loans using proper procedures, inform prospective borrowers of loan commitment or denial coordinate loan closings with the borrower and title company, and examine loan documents and loan file for completeness and compliance correctness:
Acquire all types of real estate loan applications including FHA, VA, RD, conventional and construction.
Adhere to production goals as set by Branch and/or compensation package.
Manage a clean pipeline to include required information in loan file, alerts, action taken and locks.
Counsel customers concerning loan programs offered by the Bank.
Oversee and assist in the processing of loan requests and documentation.
Coordinate loan closings, both in-house and through the title companies.
Pursue positive public relations by networking in the community (i.e. attending realtor events and being involved in community activities and organizations).
Be knowledgeable of all pertinent regulations and Bank policies that affect lending.
Be accountable for thoroughly completing the loan checklist and reviewing for completeness and compliance.
Attend loan compliance meetings and job-related training seminars.
Cross-sell other bank products and services and participate in customer contact program.
Perform other related duties as assigned.
Education and Experience Requirements
High school diploma or equivalent
Education and Experience Preferences
4-year college degree (accounting, business, finance, management or related) and 2 years relevant experience - or equivalent combination of education & experienceSales experienceExtensive knowledge of loan guidelines, products and services
Licensing/Certification Requirements
Current National Mortgage Licensing System (NMLS) registration or ability to obtain NMLS registration.
Opportunity Bank of Montana is an equal opportunity employer. It is the policy of Opportunity Bank to provide equal employment opportunity within the Bank and motivate cooperation toward the goal of hiring and promoting available qualified personnel without regard to their race, gender, color, national origin, sex, age, religion, disability, veteran status, marital status, sexual orientation, or any other legally protected status.