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Wells Fargo Commercial Credit Underwriter 4 in Billings, Montana

Job Description

Important Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your current resume when submitting your application for consideration. To participate in some selection activities you will need to respond to an invitation. The invitation can be sent by both email and text message. In order to receive text message invitations, your profile must include a mobile phone number designated as 'Personal Cell' or 'Cellular' in the contact information of your application.

At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired.

Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

Commercial Banking provides financial solutions to businesses with annual sales generally in excess of $5 million. Our business lines are Wells Fargo Commercial Capital, Middle Market Banking, and Treasury Management & Payment Solutions.

Middle Market Banking

  • Services private and public companies with annual sales of $5 million to $2 billion

  • Specialized expertise across industry sectors

The Middle Market Banking Credit Services Team has an exciting opportunity for a Private Business Loan Underwriter 4 to join our underwriting team in Charlotte, NC!

In this role, you will analyze the most complex financial and credit information for larger Commercial business or high net worth customer loans according to business unit standards. Underwrites high net worth loans with higher aggregate credit exposure and may manage a more complex portfolio and customer base. Compiles, analyzes, and documents loan data and credit risk, borrower and property information. May perform research and analysis related to loan projects, such as industry studies and management reports. May cross-sell products and services. May negotiate loan provisions. May mentor or review analysis of less experienced underwriters.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

Required Qualifications

  • 6+ years of experience in one or a combination of the following: underwriting, financial analysis or deal structuring in financial services, private banking, corporate/investment banking, or capital markets

Desired Qualifications

  • Strong analytical skills with high attention to detail and accuracy

  • Commercial loan experience

  • Excellent verbal, written, and interpersonal communication skills

  • Ability to interact with all levels of an organization

  • A BS/BA degree or higher in accounting, finance, or economics

  • 6+ years of commercial underwriting experience

  • Ability to gather, organize, and interpret data

  • Ability to receive and transmit written communications

  • Ability to work in a fast paced deadline driven environment

  • Knowledge and understanding of loan structuring across broad spectrum of product and loan types

  • Successful completion of the Wells Fargo formal Credit Training Program

  • Intermediate Microsoft Office (Word, Excel, Outlook, and PowerPoint) skills

  • Ability to address and resolve complex customer issues

  • Customer relationship management experience

Other Desired Qualifications

• Business Banking experience, Middle Market and/or Investor Real Estate experience

Disclaimer

All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.

Relevant military experience is considered for veterans and transitioning service men and women.

Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.

Benefits Summary

Benefits

Visit https://www.wellsfargo.com/about/careers/benefits for benefits information.

Company: Wells Fargo

Req Number: 5576639-2

Updated: 2021-05-16 09:11:26.393 UTC

Location: Billings,MT

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