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First Interstate BancSystem Home Loand Secondary Market Representative in Billings, Montana

\*\*If you are a current FIB employee, please apply through the Career Worklet in the Employee Portal.SUMMARY
Candidate is responsible for providing assistance in the secondary market function.
ESSENTIAL DUTIES & RESPONSIBILITIES including the following; other duties may be assigned.

Lock and enter mortgage loan commitments into the computer system as they are received by the Retail Loan Officers (LOs).

Answer all loan officer inquiries concerning lock and pricing concerns; Seek advice of Lock Desk Manager or Secondary Marketing Manager where needed.

Handle the majority of correspondence with LOs including but not limited to: questions regarding mortgage market conditions, status of lock, product availability, pricing renegotiations, complaints, and problem resolution.

When needed or as directed, check and input all investor loan fundings for accuracy and resolve any issues with the investors.

When needed or as directed, assist with the data input and site maintenance of the Product and Pricing engine as well as the Secondary section of the LOS.

Responsible for a "good delivery" of loan documents to the investor.

Input and transmit all pertinent loan information into the cash delivery software system.

Complete purchase advices timely, verify pricing and process general ledger entries.

Calculate Branch fees owed.

Maintain records of loan sales by branch.

Analyze and resolve problems prior to payment of Service Release Premiums.

Performing all assigned responsibilities in a manner that will ensure continued good relations with established contacts, and the development of good relations with new contacts.

Quote rates daily.

May reconcile bank and general ledger accounts.
Perform various clerical duties including typing of correspondence, answering phones, taking messages, faxing, filing, and imaging.
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill and/or ability required. Accuracy and attention to detail is very important.

High School diploma or General Education Degree (GED).

Individuals interested in this position must demonstrate working knowledge of personal computer, Word/Excel software programs; typing for accuracy with goals of no errors, particularly on loan documentation; typing skills to further include ability to produce business letters and memorandums; strong interpersonal communication skills; strong telephone skills; strong customer service skills; good time management and organizational skills; working knowledge of general ledger.

This position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Employment is contingent upon meeting all such requirements, including acceptable background investigation results.

Valid driver's license is required.

As a condition of employment, any successful job applicant will be required to pass a pre-employment screening against the Limited Denial of Participation (LDP), GSA Excluded Party List System (EPLS) and Freddie Mac Exclusionary List.

Ability to read and comprehend simple instructions, short correspondence, and memos. Ability to write simple correspondence. Ability to effectively present information in one-on-one and small group situations to customers, clients, and other employees of the organization.

Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals.

Ability to apply common sense, understanding to carry out instructions furnished in written, oral or diagram form. Ability to deal with problems involving several concrete variables in standardized situations.

While performing the duties of this job, the employee is regularly required to sit and talk and hear. The employee is frequently required to use hands to finger, handle or feel objects, and reach with hands and arms. The employee is occasionally required to stand or walk. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, distance vision, and color vision.

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of the job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

The noise level in the work environment is usually moderate.\*\*If you are a current FIB employee, please apply through the Career Worklet in the Employee Portal.

Our company is an equal opportunity employer. Employment here is based solely upon an individual's merit and qualifications directly related to the position. We do not discriminate on the basis of race, color, religion, national origin, ancestry, pregnancy status, sex, age, marital status, disability, medical condition, or any other characteristics protected by law. We make all reasonable accommodations to meet the obligations set forth under the Americans with Disabilities Act (ADA) and state disability laws.