U.S. Bank Regional Consumer Credit Underwriter in Billings, Montana

Responsible for approving the extension of credit and/or making recommendations to the person(s) making the final lending decisions on new, renewal and extension loans to approve or deny the extension of credit. Conducts complete credit analyses including gathering, analyzing and interpreting all types of credit information on existing and prospective customers. Reviews customer accounts and portfolios to identify, evaluate and determine the appropriate course of action on potential credit quality issues in order to maximize credit quality and minimize risk and potential loss to the company.

Qualifications:

Basic Qualifications

  • Bachelor's degree, or equivalent work experience

  • Ten or more years of experience in credit analysis and/or lending activities

Preferred Skills/Experience

  • Considerable credit analysis and analytical skills

  • Extensive knowledge of credit administration, policy and procedures

  • Understanding of ACAPS

  • In-depth knowledge of risk analysis

  • Thorough knowledge of economics, accounting, and finance

  • Excellent technical report writing skills

  • Excellent verbal and written communication skills

Job: Credit Underwriting

Primary Location: Colorado-CO-Colorado Springs

Shift: 1st - Daytime

Average Hours Per Week: 40

Requisition ID: 180025055

Other Locations: Colorado, Utah, Montana, New Mexico, Wyoming

U.S. Bank is an Equal Opportunity Employer committed to creating a diverse workforce.

Equal Opportunity Employer Minorities/Women/Protected Veterans/Disabled