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First Western Financial Inc Mortgage Loan Originator in Bozeman, Montana

About First Western Trust.

First Western's mission is to be the best private bank for the western wealth management client. We believe that each of our clients shares our entrepreneurial spirit and values our sophisticated, high-touch wealth management services that are tailored to meet their specific needs. We provide a trusted adviser platform with an established approach to investment management through a branded network of boutique private trust bank offices located across Colorado, Arizona, Wyoming and California.

Headquartered in Denver, Colorado, we provide a fully integrated suite of wealth management services on a private trust bank platform, which includes a comprehensive selection of deposit, loan, trust, wealth planning and investment management products and services.

You can find us trading on the NASDAQ Global Select Market under the symbol "MYFW."

Your Potential at First Western Trust

Are you looking for a career in Mortgage Loan Services? Do you enjoy solving problems and working through challenges? Do you have a passion for analyzing financial data and providing value through recommendations? Do you want to be part of a culture of growth?

Great! If you are ready to join a growing Mortgage Lending team apply now! We are looking for highly motivated, detail oriented, self-starters for a great career opportunity.

Compensation: Commission Only

Classification: Full-Time, Exempt
Application Close Date: Open until filled

Job Responsibilities:

  • Individual annual sales goal component to be assigned in conjunction with the annual office sales goals
  • On-going development of a referral network through prospecting, networking, cold-calling, and participating in community out-reach efforts that promote the Bank and home-ownership.
  • Consistently spend more than 50% of working time away from First Western's office(s) engaged in soliciting new mortgage loan business.
  • Provide exceptional customer service by overseeing each loan transaction through processing and closing, and effectively communicating updates to all parties to the transaction including Realtor(s) and referral partners.
  • Respond to all inquiries and referrals within 24 hours.
  • Meet applicants either face-to-face or over the phone.
  • Conduct interviews with potential applicants to determine the appropriate loan programs/products.
  • Analyze applicants' income, financial information, and credit history, including completing a preliminary qualification for the identified loan programs.
  • Present a full and complete loan application with supporting documentation to the operations team within 72 hours.
  • Complete all initial and subsequent loan disclosures with absolute accuracy and timeliness required by TILA, RESPA, and MDIA regulations.
  • Meet volume goals as established by the sales management team.
  • Attend all sales meetings and successfully complete all required training.
  • Maintain current knowledge of and comply with all applicable laws and regulations, policies and procedures.
  • Practice First Line of Defense to protect First Western Trust, ("the Bank") and its clients from fraud and theft of assets or information which includes utilizing available security measures to protect client and Company Non Public Information;
  • Attend periodic training to optimize effectiveness of fraud and loss prevention;
  • Recognize red flags of suspicious emails and follow guidelines for safe email practices to protect Company assets, systems and information. - this may be a Companywide JD line - your thoughts.
  • Know and comply with all Company policies set forth on the Company's Intranet;
  • Review Associate Handbook and Company Policies annually, as prescribed by Human Capital;
  • Complete and Comply with the Companies Code of Ethics and Conflict of Interest Questionnaire and Policy Acknowledgement;
  • Complete all assigned training on time.
  • Embrace and adhere to First Western's Core Values
  • Other duties as assigned.


Required Skills & Experience:

  • Proficient in Microsoft Office Suite
  • Strong understanding of MS applications, database/CRM tools, loan origination application systems and loan pricing engines
  • Solid understanding of mortgage regulatory requirements, including but not limited to the SAFE Act, Dodd-Frank, HMDA, TILA, RESPA, ECOA, Fair Lending, and the Fair Housing Act
  • Demonstrated success in cultivating and maintaining a quality referral network
  • Ability to analyze and calculate income from complex financial data
  • Solid understanding of mortgage loan processing, underwriting, and closing
  • Professional presentation, written and verbal communications skills
  • Detail-oriented
  • Ability to work independently and with an operations team
  • Focus on providing outstanding customer service and meeting critical deadlines
  • Ability to work in a paperless environment

Education Level Education Details Required/Preferred
Bachelor's Degree, Or equivalent work experience, Required

Experience Level Experience Details Required/Preferred
1-3 years, Recent residential mortgage lending experience, preferably within a bank environment, Required

License/Certification Details Time Frame Required/Preferred
Active NMLS registration, Upon Hire, Required

Looking to take your career to the next level? First Western is not only offering a competitive salary to start and full health (dental, vision) benefits, but also the following:

- Strong Bonus Potential
- 401(k) Plan with Match
- Paid Parking/Transportation Benefits
- Access to Training & Professional Development Programs
- Sponsorship for Obtaining Professional Certifications
- Flex Spending Accounts
- Health Savings Account
- Paid Time-Off + Bank Holidays

Ready to Apply? Please submit your resume and cover letter and answer the questions below. A member from our Talent Acquisition team will be in touch with you shortly should they determine your qualifications are fit for the role.

Interested in learning more and seeing how we connect? Visit us today at: https://myfw.com/careers/

First Western will accommodate applicants with disabilities who need help applying for a position. Contact TalentManagement@myfw.com for assistance.

First Western Financial, Inc. is proud to be an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive and safe environment for all employees. We are fully committed to achieving a diverse workforce by hiring, developing, and retaining talented people from different backgrounds, experiences, abilities, and perspectives. Individuals from all backgrounds, including non-traditional backgrounds, historically marginalized, or underrepresented groups are strongly encouraged to apply.

First Western Financial, Inc. is committed to leveraging the talent of a diverse workforce to create great opportunities for our business and our associates. EOE/AA Minority/Female/Disabled/Veteran

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