Glacier Bancorp, Inc. (GBCI) is a regional bank holding company providing commercial banking services in 80 communities through 129 banking offices in Montana, Idaho, Colorado, Utah, Washington and Wyoming. GBCI offers an extensive benefits package that includes, but is not limited to, medical, dental, vision, life insurance; retirement plan including employer match and profit sharing; paid vacation, holiday and sick leave. Salary is negotiable depending upon relevant experience.
About The RoleSummary
The Quality Control Reviewer, as part of the Corporate Credit Administration Team, is responsible for reviewing Division credit processes, documentation, and underwriting to ensure consistency of credit related policies, procedures, and controls. The reviewer role will be responsible for communicating findings and errors to division banks. The primary purpose of the reviewer role is to conduct testing to assess the adequacy and effectiveness of the controls.
The role requires the incumbent to have an extensive knowledge of commercial and consumer lending and related policies, procedures, and controls to proactively identify and mitigate emerging risks.
This is a Corporate Position, which can be located in an available bank division location across our eight-state footprint in AZ, CO, ID, MT, NV, UT, WA, or WY. Click here to learn more about our bank divisions.
The midrate pay for this position is $79,730.20 + / year (calculated for Kalispell, MT). All compensation offers are analyzed individually and take into consideration multiple factors including but not limited to geographic location, years of experience, and educational background.
Description
- Performs Division Quality Control testing and file review. Reviews focus area documentation and completes QC excel checklists.
- Identifies control gaps or control deficiencies in underwriting, monitoring, relationship management, and Division credit administration activities.
- Makes recommendation for remediation through division level credit quality control reviews, generates action plan responses, reports findings to Division management.
- Reviews required action plan documentation and verifies accuracy of other required reporting documentation provided by Divisions related to Division Quality Control findings.
- Assist in the development, implementation, and oversight of ongoing Credit Quality Control review focus areas.
- Ensures consistent application of firm wide Credit policies and procedures.
- Maintains understanding of current and emerging risks within the Credit area.
- Provide training in all aspects of credit risk assessment results, QC testing, and QC findings to new junior 1st LOD Division Credit Administration and Front Line Division Staff.
- Must comply with all company policies and procedures and all applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control. Must complete the assigned online training courses and achieve a passing score by due date.
About YouQualifications
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. |
Education | Required/Preferred | Education Level | Description | Required | Bachelor's Degree | Accounting, Business, Finance, or other Business related degree. |
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Experience | Required/Preferred | Experience Level | Description | Required | 5 years | Banking experience in the areas of credit underwriting, credit administration, credit review, audit, or similar related experience. | Required | Knowledge Of | Reviewing borrower's financial statements including the evaluation of the source(s) of repayment to determine compliance with bank's lending polices and procedures. Analyzing credit files, historical financials, projections, and credit metrics to facilitate and enable each QC review. General knowledge of the bank's credit processes, lending policies, and controls. | Required | Advanced Experience | Microsoft Office Suite (Work, Excel, Outlook, PowerPoint, etc.). | Preferred | 5 years | Commercial lending, credit analysis or similar related experience. |
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Would an equivalent combination of relevant education and work experience be considered?: Yes |
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License/Certification | Required/Preferred | License/Certification | Description |
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Required Skills and Abilities | * Employee must be trustworthy and possess a significant level of credibility, discretion, and diplomacy. | * Employee must be capable of interacting calmly and professionally with a variety of people from diverse backgrounds at various levels within and outside of the organization. | * Employee must be a team player with a passion for customer service and a proven ability to build rapport and work effectively with employees at all levels of the organization. | * Employee must be self-motivated, able to work quickly and accurately, and flexible in day-to-day activities. | * Ability to adapt to change (e.g. shifting priorities, demands, and timelines) through time management | * Ability to serve as a backup for other staff members in a mutually supportive team work environment. | * Employee must be capable of regular, reliable, and timely attendance. | * Employee must have strong PC Skills and thorough knowledge of the MS Office suite. |
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Additional Requirements |
Travel | Occasional travel required: (less than 10 days per year) by automobile (as driver and passenger), commercial airlines, rental vehicles and public transportation and be able to lodge in public facilities. |
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Working Conditions | Environment: Indoors, a climate-controlled shared work area. | Noise Level: Moderate noise; not extreme or excessive; within reasonable limits. | Lifting: Sedentary work: Exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body. Sedentary work involves sitting most of the time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met. |
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Vision | Close visual acuity to prepare and analyze data and figures, view a computer terminal, and read the computer screen, printed materials, and handwritten materials. |
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Physical Activities | Frequency | Balancing: Maintaining body equilibrium to prevent falling and walking, standing or crouching on narrow, slippery, or erratically moving surfaces. | Infrequent - rare. | Climbing: Ascending or descending ladders, stairs, scaffolding, ramps, poles and the like, using feet and legs and/or hands and arms. | Infrequent - rare. | Crawling: Moving about on hands and knees or hands and feet. | Infrequent - rare. | Crouching: Bending the body downward and forward by bending leg and spine. | Infrequent - rare. | Feeling: Perceiving attributes of objects such as size and shape, temperature or texture by touching with skin, particularly that of the fingertips. | Infrequent - rare. | Fingering: Picking, pinching, typing or otherwise working primarily with fingers rather than with the whole hand as in handling. | Daily. | Grasping: Applying pressure to an object with the fingers and palm. | Infrequent - rare. | Kneeling: Bending legs at knee to come to a rest on knee or knees. | Infrequent - rare. | Lifting: Raising objects from a lower to a higher position or moving objects horizontally from position to position. | Infrequent - rare. | Pushing: Using upper extremities to press against something with steady force in order to thrust forward, downward or outward. | Infrequent - rare. | Pulling: Using upper extremities to exert force in order to draw, haul or tug objects in a sustained motion. | Infrequent - rare. | Repetitive Motion: Making substantial movements (motions) of the wrists, hands, and/or fingers. | Daily. | Stooping: Bending body downward and forward by bending spine at the waist. | Infrequent - rare. |
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What We OfferCOMPENSATION & BENEFITS: Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. We offer an extensive benefits package that includes, but is not limited to medical, dental, vision, and life insurance, a health savings account option, an Employee Assistance Program (EAP), a health rewards program, a 401(k) retirement savings plan, discounts on banking products and services, Paid Time Off (PTO) and holidays. Visit our website for more details!
COMPANY OVERVIEW: We are a family of banks whose unique local presence reflects the communities we serve. We welcome the opportunity to grow and change as our customers and communities do the same. Read our story, learn about our banks, and experience life at Glacier Bancorp, Inc. all from our website. Check it out!
We are an Equal Opportunity Employer and qualified applicants or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state or local laws.
Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US.
No Recruiters or unsolicited agency referrals please.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities.
