Stockman Bank of Montana DIRECTOR OF FINANCIAL PLANNING in Missoula, Montana
Our people, philosophy and the way we do business have positioned Stockman Bank as Montana’s premier financial center for business leaders, agriculture operators, commercial developers and real estate owners. We are a Montana-born company, built on western values, focused on creating long-standing relationships through integrity, expertise and results. Our offices are locally managed and community-oriented, allowing us to best serve our clients. Our workforce is well trained and competent, and our work environment encourages productivity, personal growth and job satisfaction.
Position General Responsibilities:
We are looking to hire an experienced CERTIFIED FINANCIAL PLANNER™ to manage and refine our in-house financial planning system. This position ensures the policies, procedures, processes, and measurements for creating and maintaining comprehensive financial plans are effective and efficient. Typical plans include a balance sheet, cash flow analysis, net worth growth strategies, retirement planning, tax planning, insurance analysis, lending options, mortgage strategies, Social Security claiming strategies, and long-term care analysis. As Director of Financial Planning, you are the heart of our most valuable service offering. You will lead and manage the Financial Planning Committee, collaborate with Portfolio Managers, and provide comprehensive wealth management solutions to an appreciative and growing client base.
Education, Experience and Certification Requirements
Bachelor’s degree, preferably with a concentration in a business discipline
CERTIFIED FINANCIAL PLANNER™ designation required
Deep knowledge of primary financial planning concepts
Strong project management skills with the ability to prioritize and track multiple tasks to meet deadlines
Ability to identify and meet client needs, a naturally curious problem-solver
Balance between analytical and verbal skills
Obsessive attention to detail with relentless follow-through
Ability to write clearly, communicate succinctly, and present professionally
Must be a self-starter and achievement-oriented team player.
Strong commitment to providing exceptional client service.
Strong communication and organizational skills.
Must be able to work independently and to prioritize multiple tasks.
Strong attention to detail, problem solving skills, and project management skills.
No disclosure events or violations on Form U4
Familiarity with Microsoft Office (Outlook, Word, Excel, and PowerPoint).
Note: Travel is required for this position and may include overnight trips.
Specific Skills Requirements:
Action Orientation – taking initiative to achieve desired results rather than passively waiting for direction.
Applied Learning Ability – understanding new information and complex ideas quickly and without confusion.
Strong Communication Skills (written and verbal) – ability to disseminate complex information in an easily-understandable format to an audience of varied knowledge level.
Creative Problem-Solving Ability – looking for solutions to achieve desired results.
Strong Interpersonal Skills – with ability to interact effectively with all levels of management.
Professionalism – maintaining a professional attitude, image, and work ethic.
Dimension of Job:
This position requires a thorough knowledge of investment activities and policies, compliance issues and organizational skills.
Position Specific Responsibilities, Duties and Competencies
Note: Only minimum responsibilities are listed. Other responsibilities may be required as requested by management.
- Financial Planning:
Work as a team with Portfolio Managers to create, update, and present sophisticated recommendations on complex financial planning topics
Manage & refine the Financial Planning Process on an ongoing basis, to include the internal planning process as well as the client experience
Solve complicated financial planning, insurance, tax, retirement, and estate problems
Partner with community professionals: CPAs, estate planning attorneys, insurance professionals, etc.
Provide technical expertise in the use of the firm’s financial planning and investment management software: MoneyGuidePro® and Morningstar
Research, develop, implement, and document new processes and procedures
Train and assist portfolio managers on financial plan generation, technical skills, and client presentation techniques
Manage the collection, organization, and review of data gathered from clients for financial planning
Be involved with the data entry into financial planning software and the production of accurate financial planning reports suitable for presentation
Review and approve all client deliverables
Lead client meetings & financial plan presentations, ensure the quality and integrity of the client financial plan
Ensure that financial plans are kept current and up to date with ongoing maintenance, as appropriate
Hold Discovery Meetings with financial planning clients to ascertain and quantify goals and gather data needed for the financial planning process.
Perform analysis utilizing Morningstar® and MoneyGuide Pro, Word, Excel, and other software.
Determine recommendations that are customized to the clients’ goals, risk tolerance and specific investments.
Hold Presentation Meetings to communicate the results of the financial planning process to clients in conjunction with the Portfolio Manager
Provide financial planning consulting to both clients and Portfolio Managers thru financial planning conversations.
Occasionally meet with existing SWM & SWB clients to review their financial plans.
Support Portfolio Manager efforts to generate new business and pursue referrals as well as proactively market SWM Financial Planning independently.
Personnel Administration: No employees supervised.
Promote the improvement of Stockman Wealth Management through quality client service, promotion of products, professionalism in conduct and diligent work ethic.
Greet all clients pleasantly and make them feel welcome and comfortable.
Effectively handle client questions and problems.
Represent SWM and Stockman Bank in community activities as needed.
- Firm Guidelines and Regulations:
Maintain a working knowledge of Stockman Wealth Management’s written Polices and Procedures and Code of Ethics.
Strong knowledge of the Investment Advisers Act of 1940.
Maintain a working knowledge of federal regulations that apply to and concern this position’s area of responsibility, including the Securities Act of 1933, Securities Exchange Act of 1934, the Bank Secrecy Act, OFAC, USA Patriot Act and various other Federal and State regulations as they apply.
Physical and Mental Demands (The demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.)
Occasionally = 0-33% of shift frequently = 34-66% of shift constantly = 67-100% of shift
- Constant lifting/carrying up to 10 lbs. with frequent lifting/carrying up to 25 lbs. Constantly required to hear, talk, write, read, keyboard/computer entry, reach, stretch, work under time constraints with needed ability for task management flexibility and to perform routine duties with attention for details. Constant abilities used/required on the job are mathematics, memory, reasoning, estimating, problem-solving and exercising judgment. Constantly stand, walk or sit, while requiring oral and written communications with co-workers, clients and transactions with guidance available.
Frequently drive a car.
Occasionally stoop, kneel, crouch or crawl.
Infrequently climb (up ladders, etc.) and balance (to reach items).
Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception and the ability to adjust focus.
Work Environment (The work environment characteristics described here are representative of those an employee will encounter while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.)
This position works indoors and constantly works with others, around others, as well as with clients and the general public.
This position requires moderate travel.
The noise level is moderate.
Frequently works extended hours and also works around noise.
Occasionally the employee works alone.
Infrequently the employee works outdoors or in confined areas.
Company Functions and Expectations:
Has the technical knowledge and analytical skills to fulfill job duties in a positive manner. Keeps abreast of new and changing developments in industry/field especially as it pertains to the individual’s position. Has the ability to analyze situation and react accordingly.
Expresses information/thoughts clearly and concisely in both written and verbal form. Keeps communication channels open with subordinates and supervisors. Responds promptly to calls or inquiries in a courteous and professional manner. Communication is effective and efficient.
Establishes priorities, sets goals and meets deadlines in an accurate and efficient manner. Organizes overall workflow and working area. Quickly identifies problems, makes timely decisions and notifies affected personnel. Plans effectively to ensure timely completion of duties.
Is willing to assist others to ensure deadlines are met. Provides assistance to less experienced personnel when needed. Informs appropriate personnel of significant issues in a timely manner. Works well in group environment and with supervisor. Models professionalism by addressing others with appropriate actions and appearance within professional boundaries.
Client Service Culture
Employees will strive for outstanding, professional and courteous service to our clients and anyone who visits our facility.