Job Information
Stockman Bank of Montana SENIOR COMMERCIAL LOAN OFFICER in Missoula, Montana
Position General Responsibilities:
This position has the ability to lead a team of 2-4 junior lenders as well as assist in the development of all Branch staff. Position requires development of new/existing banking relationships as well as assisting the Branch Manager in the management of the entire branch commercial loan portfolio including but not limited to collections, reporting, and OREO. Is responsible for providing direct feedback to the Branch Manager on overall Bank functions and will assist with retail loans, including real estate, real estate construction, and personal loans.
Education, Experience and Certification Requirements
Note: Only minimum responsibilities are listed. Other responsibilities may be required as requested by management.
Basic Qualifications:
Bachelor’s degree in business, finance, agricultural business or equivalent education/work experience.
A minimum of seven to ten years previous lending experience to include analyzing credit requests, collateral analysis, obtaining and monitoring government guarantees, budget monitoring, proper structuring and pricing of Commercial loans and collections.
Working knowledge of Word, Excel, Access or related software.
Solid understanding/knowledge of SBA and MBOI lending programs.
Proven aggressive history of solid business development and strong sales abilities.
Strong desire to increase Stockman Bank market-share by developing networks and contacts, community involvement and participation and diligent work ethic.
Demonstrated ability to provide information in concise verbal and written formats.
Strong commitment to providing exceptional customer service.
SPECIFIC SKILL REQUIREMENTS
Action Orientation – taking initiative to achieve desired results rather than passively waiting for direction.
Applied Learning Ability – understanding new information and complex ideas quickly and without confusion.
Strong Communication Skills (written and verbal) – ability to communicate complex information in an easily-understandable format to audience of varied knowledge level.
Creative Problem Solving Ability – looking for solutions to achieve desired results.
Strong Interpersonal Skills with ability to interact effectively with all levels of management.
Professionalism – maintaining a professional attitude, image, and work ethic.
Dimension of Job:
This position has the ability to lead a team of 2-4 junior lenders. He/she will provide direct feedback to the Branch Manager on overall Bank functions. Position requires development of new/existing banking relationships as well as assisting the Branch Manager in the management of the entire branch commercial loan portfolio including but not limited to collections, reporting, and OREO. Assist in the development of staff. Assist with retail loans, including real estate, and real estate construction, and personal loans. Represent the Bank in various community activities and organizations.
For full description, which includes physical mental demands please see attachment.